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Netizen shares how her grandma lost P72,000 to this ATM scam in viral Facebook post

A post warning social media about an ATM skimming victimizing a grandma from Cavite has been making the rounds online.

Netizen Paulina Alexis took to Facebook to share the unfortunate experience of her grandma who lost P72,000 due to ATM skimming.

According to Paulina, her grandama was a victim of a tampered ATM at BDO, Nueno Ave., Imus Cavite.

Read the post below.

BEWARE: BDO ATM SKIMMING – PHP72,500 STOLEN!!!

My grandmother has been victimized by ATM skimming. The tampered ATM is at BDO, Nueno Ave., Imus Cavite.

My husband and I send 10% of our income to our grandparents every 2 weeks. Last Monday, May 29th, I sent PHP6,000 via BDO Mobile Banking to my grandma’s account. They went to Alfamart Imus to withdraw the money as they also needed to buy some items there. That is the only time they discovered that her account has been drained because the remaining balance was just around 100 pesos. So they immediately went to BDO Nueno Ave Imus (her branch of account) and reported it. They found out that she lost a total of PHP72,500 pesos!

Please check the transactions. Please note, if a transaction is made on a weekend, the posting date to be reflected on the passbook is the next Monday.

So if you check the transactions, you will see that my grandmother made four withdrawals of PHP10,000 each, from the ATM at BDO, Nueno Ave, Imus. This was last Saturday, May 20th (so posting date on the passbook is May 22nd, Monday). These were legitimate transactions. This was most likely the time when her ATM card has been skimmed.

When they discovered the missing money, they immediately reported it to the bank and the teller wasn’t even surprised because she said many of their clients have already reported the same problem that day, and that even their own tellers who had BDO accounts and had withdrawn money from the ATM were also victimized.

When they checked the transaction history, the teller said the following are the details of the unauthorized withdrawals:
PHP20,000 – Saturday, May 27th, Manila (posted on May 29th)
PHP20,000 – Saturday, May 27th, Manila (posted on May 29th)
PHP10,000 – Saturday, May 27th, Manila (posted on May 29th)
PHP10,000 – Sunday, May 28th, Reposo, Makati (posted on May 29th)
PHP10,000 – Sunday, May 28th, Reposo, Makati (posted on May 29th)
PHP2,500 – Sunday, May 28th, Reposo, Makati (posted on May 29th)

My grandmother is 71 years old, lives in Imus, Cavite and she is always at home! There is no way she could have been in Manila and Makati!!! Also, her ATM card is with her when the unauthorized withdrawals were made!

The representative from the bank blocked the ATM card, and said the complete amount will be returned in a maximum of 2 weeks. I will update this thread again once that happens.

This BDO branch is along Nueno Ave which is an EXTREMELY BUSY ROAD. It’s always crowded! And this branch is teeming with clients all the time. Plus, even after banking hours, there is a security guard at the bank. So I don’t know how someone could have placed a skimming device in their ATMs without being seen.

To the management of BDO, you need to improve your security measures!!! You’re supposed to be protecting your clients and their money. I also have four accounts with BDO but I am seriously thinking of pulling out all of my money and close all of the said accounts because I have also withdrawn money from the said ATM several times already.

And to the culprits, please have some conscience!!! My grandma’s not rich, and she and my grandpa are the ones providing for two of my siblings who are still in school.

Now my grandmother is traumatized and is scared to leave any money in any bank account. To think that she is celebrating her 72nd birthday this weekend and she lost all of her money!!!

To all banking clients, beware! If you can, just withdraw money over the counter! And always monitor your account balances regularly so you would immediately see if unauthorized transactions were made.

NOTE: This post is not intended to damage the name or reputation of BDO. Like I said, I have four accounts with BDO myself. This is to make other account holders aware that these kinds of incidents really happen and to make them practice more caution when doing transactions, and to encourage the management of BDO to strengthen their security measures. Also, some BDO account holders who might have been victimized as well might not even be aware that there have already been unauthorized transactions made on their accounts because they’re not checking their account balance regularly. BDO said that the money will be returned to my grandma in a maximum of 2 weeks. I will update this post once that happens.

In response to netizens who doubt her post, Paulina posted an update.

EDITED: To those expressing confusion or questioning the legitimacy of this post by asking if the unauthorized withdrawals were made via ATM, how come the transactions are reflected in the passbook, PLEASE DO YOUR RESEARCH. There are BDO accounts that come with both an ATM card and a passbook. If my grandmother withdraws money via ATM or even sends money to other accounts or pays bills using BDO Mobile or Online Banking, all those transactions will be still listed as “debits” every time she has her passbook updated at the bank. And to those asking how it is possible that the amount of 20,000 pesos was withdrawn in a single transaction when BDO ATMs only allow 10,000 pesos per transaction, obviously the unauthorized withdrawals were made using a non-BDO ATM. This is so obvious because if you check the transactions, there is an 11-peso charge deducted per unauthorized withdrawal. Which means that it was made using a non-BDO ATM. Some ATMs of other banks allow withdrawals of up to PHP20,000 in a single transaction. Maximum amount that can be withdrawn in a day is usually PHP50,000.

Credits to Paulina Alexis

Credits to Paulina Alexis

Credits to Paulina Alexis

Credits to Paulina Alexis

Credits to Paulina Alexis

Credits to Paulina Alexis

By the way, what is ATM skimming?

According to KrebsonSecurity, ATM skimming is like identity theft for debit cards: Thieves use hidden electronics to steal the personal information stored on your card and record your PIN number to access all that hard-earned cash in your account. That’s why skimming takes two separate components to work. The first part is the skimmer itself, a card reader placed over the ATM’s real card slot. When you slide your card into the ATM, you’re unwittingly sliding it through the counterfeit reader, which scans and stores all the information on the magnetic strip.

As of this writing, the post has gathered 6,038 shares, 2,050 reactions and 3,131 comments on Facebook.

Your reaction, please!

Source: Paulina Alexis

The post Netizen shares how her grandma lost P72,000 to this ATM scam in viral Facebook post appeared first on Pinoy Trending News.


Source: Pinoy Trending News
Netizen shares how her grandma lost P72,000 to this ATM scam in viral Facebook post

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